Disclaimer
LoanQubes Financial Services Private Limited ("LoanQubes") intends to provide clear, accurate, and responsible information about financial products and banking services. However, the information and data available on this Website are generic in nature and are provided for informational purposes only.
While we have made all reasonable efforts to offer accurate and up-to-date information, LoanQubes takes no responsibility and makes no representations or warranties, either express or implied, as to the quality, accuracy, reliability, completeness, or credibility of any information, material, content, tools, calculators, or data provided or linked on the Website by us or by third-party providers.
LoanQubes, along with its employees, partners, directors, officers, and associated staff, shall not be held accountable or liable for any loss, harm, damage, inaccuracy, discrepancy, or financial consequence—whether direct, indirect, incidental, or consequential—arising from the use of, reliance upon, or interpretation of any information available on this portal.
User Discretion and Risk
Users and customers are strongly advised to use their own discretion, judgment, and due diligence before making any financial, insurance, or legal decision based on information provided on this Website. The information provided on the portal is of a financial, insurance, and legal nature, and it is a mutual understanding that any customer association with the portal and any actions taken thereafter will be entirely at the customer's own preference, risk, and responsibility.
Intermediary Status
Visitors to this Website and every third party are hereby informed that the owners and operators of this Website act as intermediaries of banks, financial institutions, mutual funds, asset management companies (AMCs), and other financial service providers whose products are displayed, compared, or dealt with on this Website.
It is made abundantly clear that LoanQubes Financial Services Private Limited, its parent/subsidiary companies, its directors, shareholders, officers, employees, and the Website LoanQubes.com are in no way responsible or liable to anyone for their investment decisions, credit purchase decisions (including availing any kind of loans, credit cards, or financial products through us), or any consequences arising therefrom. Every prospect, loan seeker, investor, or customer shall be solely and exclusively responsible for the consequences of their own financial decision(s).
No Warranty on Products or Services
LoanQubes makes no warranties or representations, express or implied, regarding any products, services, or investments offered through the platform by third-party financial institutions or service providers. LoanQubes accepts no liability whatsoever for any damages, losses, financial consequences, or outcomes—however caused—in connection with the use of, reliance on, or investment in any product or service accessed or transacted through the platform.
Intellectual Property and Copyright
LoanQubes has no intention or purpose of violating any copyright, trademark, or intellectual property rights. All information, images, content, and materials provided on the portal are subject to the discretion of LoanQubes and are subject to change without prior notice. However, any changes affecting public utility, services, or user experience will be communicated promptly on the Website.
Beware of Fraudulent Communications
⚠ BEWARE OF FRAUDULENT PHONE CALLS, E-MAILS, AND SMS
LoanQubes hereby clarifies to the public that LoanQubes, its officials, employees, or representatives will never ask customers, visitors, or applicants to deposit any money, cash, processing fees, or charges in advance for availing any of our services, expediting loan approvals, or for any other reason whatsoever.
Members of the public who receive such fraudulent phone calls, e-mails, or SMS messages are strongly requested to immediately report the incident to LoanQubes along with complete details (caller details, email headers, phone numbers, etc.) at care@loanqubes.com and also to inform the local police authorities for further investigation and legal action.
"As Is" Basis
The Website, its content, services, tools, and related materials are provided on an "as is" and "as available" basis without any warranty of any kind. The user assumes all risks associated with the use of this Website, including but not limited to all terms and conditions mentioned in this disclaimer and the General Terms of Use.
Governing Law
This disclaimer, along with the General Terms of Use and Privacy Policy, shall be exclusively governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with the use of this Website shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.